In my work with my clients, I very often see that they are more concerned about the current state of their business than they are about preparing for the future. Their personal future. It’ scary.
Again, I’m not talking about marketing and who their next customers and clients will be. I’m talking about insurance. Health insurance, long term care insurance and life insurance. And lastly, their will.
Too many people coast from one day to the next assuming that everything will be ok. Not to be a downer, but this is unfortunately not always the case. From a case of strep throat to a car accident to death, life has its hiccups, and as business owners we must be prepared for them.
Preparing for the future is not as difficult as it is intimidating. Taking the easy step of hiring a virtual assistant to keep the ball rolling while you’re under the weather is as easy as visiting a freelance site like Elance or odesk. (Or, cough cough, you can hire us!) Think about it – You may in bed running a fever but still be making money while your VA performs billable client tasks for you!
Health insurance, as costly as it may be on a month-to-month basis, can save you hundreds to thousands of dollars in the long run. If you are an American, you are quite aware that you will be taxed if you don’t have health insurance very soon. For more information about the new healthcare program (otherwise known as Obamacare), please click here.
Long Term Care Insurance is an optional form of insurance intended to help you should you ever need extended care. For instance, if you are in a car accident and need extended rehabilitative care or medical assistance at home once you are released from the hospital, LTCI will help you. If you develop Alzheimer’s Disease and need in-home assistance, this would also be the insurance for you. Click here for more information about Long Term Care Insurance.
Lastly, there is Life Insurance. If you are married and/or have children, these family members may be as dependent on your income as you are. Should you suddenly pass, not only will your life insurance assist with your funeral expenses, this money will also help your loved ones survive. Life insurance comes in many different plans with many different options, so we recommend contacting your financial adviser to find out what type of insurance makes the most sense for you. (By the way – I thought adviser was spelled advisor, however WordPress isn’t liking it and dictionary.com is conflicted. Please pardon this spelling mistake if you thought the same as me.)
One of the very many ways your Virtual Assistant can help you is by researching the different types of insurance available in your area. If you are in need of a virtual assistant, please contact us to discuss your needs.
Kim Sutton is the Managing Partner and Chief Everything Officer of The Sutton Companies, including Sutton Strategic Solutions and Sutton Creative Studios. She is a graduate of The School of the Art Institute of Chicago where she earned her Bachelor’s Degree in Interior Architecture.
An avid reader and passionate learner, Kim is constantly researching, studying and developing business improvement strategies. When it comes to client work, Kim especially enjoys helping her clients develop innovative marketing strategies and sales funnels, particularly when they are using Infusionsoft to automate all the heavy lifting. To find out how you can further develop your company’s marketing and automation strategies schedule a 1-hour Business Boost Strategy Session by clicking here.
In her free-time, Kim cherishes the time she gets to spend with her husband, Dave (her business partner), and five children. She also enjoys reading, knitting, writing and playing video games.
Get a copy of Kim’s FREE guide, “10 Top Tools for Small Businesses” by clicking here.